What is a product?

A product corresponds to what your company sells, whether it is a physical good or a service.

Examples:

• Standard License
• Analytics Module
• Onboarding service
• Credit pack

The product represents the "what": the nature of the commercial offer, regardless of how it is billed.

What is a plan?

A plan corresponds to a recurring product to which a billing frequency and a price (amount + currency) are associated

Plan = Product + Frequency + Price (amount + currency)

Example with the Standard License product:

Here, the Standard License product has 2 plans. We then speak of a product of power 2: this is the number of different frequencies attached to the same product.

Key takeaway: a plan always belongs to a single product, but a product can have several plans (as many as there are different billing frequencies).

Special cases to know

➤ Product = Plan (power 1)

When a product has only one billing frequency, it has only one plan. In this case, there are as many products as plans in your catalog.
Example: if your "Analytics Module" product only exists with annual billing, then product and plan are one and the same.

➤ One-off product (without a plan)

If a product is sold on a one-off basis (one-shot, non-recurring), it generally has no attached plan. This is typically the case for:

• Setup or onboarding services
• Hardware sales
• Installation fees
• Non-recurring credit purchases

This revenue is identified in Fincome as non-recurring revenue.

Why is this distinction important?

The product / plan separation lets Fincome:

• Segment your analyses by product (business view) or by plan (billing and frequency view)
• Analyze the performance of each commercial offer and each billing format
• Track conversions between plans (e.g.: switching from a monthly plan to an annual plan on the same product)

How Fincome detects products and plans depending on the source

Each integration uses specific native fields to identify what constitutes a product and what constitutes a plan. Here is the correspondence by data source.

🔌 Stripe

The same Stripe product can have several prices (one per frequency), which become as many plans in Fincome.

🔌 Pennylane

Since Pennylane is primarily an accounting tool, plans are reconstituted from the observed billing recurrences.

🔌 Chargebee

🔌 Hyperline

🔌 Sellsy

🔌 Excel import (file)

Best practice for the Excel import: name your plans explicitly, for example Standard License – Monthly and Standard License – Annual, in order to keep a clear reading in your analyses.

FAQ

→ Can a plan belong to several products?
No. In Fincome, a plan is always attached to a single product. If you sell an offer that groups several products, it must either be modeled as a distinct product, or broken down into several lines.

→ What happens if a product has no detected frequency?
It is considered one-off and has no associated plan. Its revenue is then classified as non-recurring revenue and does not enter the MRR calculation.

→ Can I rename a product or a plan in Fincome?
The names come directly from your data source. To modify them, adjust the label in the source tool (Stripe, Chargebee, etc.) or directly in your Excel file before importing.

→ How do I know how many plans each of my products has?
Go to Fincome's Data module: you will see all the objects making up an invoice line, and the plans and products.

Updated on: 03/07/2026